Being a first-time homebuyer doesn’t have to feel overwhelming. 

Now that you’ve decided to buy a home, there are several truths you need to hear before taking the first step. 

First, you need us Realtors in your life. Not only do we have years of education and experience in this market, but we can also help you navigate the home-buying process from start to finish. A conversation about your down payment is usually where we like to start. Most people assume their minimum down payment has to be 20%, but that couldn’t be further from the truth. You can get into a home by putting as little as 3% down. By connecting you with one of our trusted lenders, they’ll be able to advise you on exactly what you’ll need. 

With home needs changing and more people working from home, we’re noticing that buyers in general are spending more time in their homes. This has left many younger or first-time homebuyers feeling that they might not be able to find a home that fits all of their needs. Knowing how much you can afford is a critical piece of the puzzle and can be an absolute game-changer for you. 

“If you’re feeling overwhelmed by the whole home-buying process, you’re not alone.”

Mortgage rates are still at all-time lows (roughly 3%), which is a huge factor in determining how much you can afford. When interest rates go up—and they will—it will decrease your buying power. The longer you wait to put off buying a new home, the greater the chances of you being pushed out of the market. 

The bottom line is that if you’re feeling overwhelmed by the whole home-buying process, you’re not alone. That’s what we’re here for, and we would love to walk you through it step by step. Reach out to us today so we can give you an overview of what to expect. After that, we’ll refer you to an excellent lender and start you off on the right foot. 

If you have any other real estate questions, feel free to call or email us as well. We’re never too busy for you.